:root{--navy:#07162e;--ink:#102033;--muted:#5d6b7c;--blue:#075fd6;--cyan:#12b8c8;--green:#14b88a;--soft:#f5f8fc;--line:#e4edf5;--card:#fff;--gold:#f8b11e;--shadow:0 18px 55px rgba(7,22,46,.10);--max:1160px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:linear-gradient(180deg,#f8fbff 0%,#fff 220px,#f7fafc 100%);line-height:1.65}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{width:min(var(--max),calc(100% - 32px));margin:0 auto}.top{background:#07162e;color:#eaf6ff;font-size:14px}.top .container{display:flex;justify-content:space-between;gap:16px;align-items:center;padding:9px 0;flex-wrap:wrap}.top a{font-weight:900;color:#fff}.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.88);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}.nav .container{height:82px;display:flex;align-items:center;justify-content:space-between;gap:22px}.brand{display:flex;align-items:center;gap:12px;font-weight:900}.brand img{height:58px;width:auto}.navlinks{display:flex;align-items:center;gap:20px;color:#425466;font-weight:700;font-size:15px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;padding:13px 20px;font-weight:900;transition:.18s ease;border:1px solid transparent}.btn:hover{transform:translateY(-1px)}.btn-primary{background:linear-gradient(135deg,var(--blue),var(--cyan));color:white;box-shadow:0 10px 26px rgba(18,184,200,.22)}.btn-call{background:var(--gold);color:#111827;box-shadow:0 10px 26px rgba(248,177,30,.22)}.btn-light{background:#fff;border-color:var(--line);color:var(--ink)}.hero{padding:58px 0 36px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:30px;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:8px;padding:8px 12px;border-radius:999px;background:#eaf8ff;color:#065cad;border:1px solid #c8edf8;font-weight:900;font-size:13px;margin-bottom:18px}.h1,h1{font-size:clamp(2.2rem,5.2vw,4.7rem);line-height:1.02;letter-spacing:-.055em;margin:0 0 18px;color:#07162e}.lead{font-size:clamp(1.05rem,1.6vw,1.24rem);color:#475569;margin:0 0 26px;max-width:780px}.actions{display:flex;gap:14px;flex-wrap:wrap;align-items:center}.hero-card{background:#fff;border:1px solid var(--line);border-radius:30px;padding:28px;box-shadow:var(--shadow);position:relative;overflow:hidden}.hero-card:before{content:"";position:absolute;inset:-80px -60px auto auto;width:220px;height:220px;background:radial-gradient(circle,rgba(18,184,200,.19),transparent 70%)}.call-large{font-size:clamp(1.8rem,3vw,2.8rem);font-weight:950;line-height:1.08;color:#07162e;letter-spacing:-.04em}.mini{color:#64748b;font-size:14px}.trust-grid,.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.trust{margin-top:22px}.pill{background:#fff;border:1px solid var(--line);padding:14px 15px;border-radius:18px;font-weight:850;color:#334155}.section{padding:52px 0}.section h2{font-size:clamp(1.75rem,3.1vw,2.65rem);line-height:1.1;letter-spacing:-.04em;margin:0 0 12px}.section-intro{color:#64748b;max-width:820px;margin:0 0 24px}.card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:24px;box-shadow:0 12px 35px rgba(7,22,46,.06)}.card h3{margin:0 0 8px;font-size:1.22rem}.card p{margin:0;color:#64748b}.card ul{margin:12px 0 0;padding-left:19px;color:#64748b}.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:18px}.list-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px}.list-grid a{display:block;background:#fff;border:1px solid var(--line);border-radius:15px;padding:12px 14px;color:#334155;font-weight:750}.content{padding:38px 0 70px}.article{background:#fff;border:1px solid var(--line);border-radius:28px;box-shadow:var(--shadow);padding:min(6vw,54px);max-width:940px;margin:0 auto}.article h1{font-size:clamp(2rem,4.4vw,3.65rem)}.article h2{font-size:clamp(1.35rem,2.4vw,2rem);line-height:1.16;margin:36px 0 10px;letter-spacing:-.03em}.article p,.article li{color:#4b5d72}.article a{color:#075fd6;text-decoration:underline;text-underline-offset:3px}.toc{background:#f6fbff;border:1px solid #d9edf7;border-radius:20px;padding:18px;margin:24px 0}.toc a{display:inline-block;margin:5px 12px 5px 0;font-weight:800}.notice,.cta-panel{border-radius:22px;padding:22px;margin:28px 0}.notice{background:#fffbeb;border:1px solid #fde68a;color:#78350f}.cta-panel{background:linear-gradient(135deg,#07162e,#0b5aaa);color:#fff}.cta-panel p{color:#ddecff}.breadcrumbs{font-size:13px;color:#64748b;margin:0 0 18px}.breadcrumbs a{color:#075fd6;text-decoration:none}.table{width:100%;border-collapse:collapse;margin:16px 0;border:1px solid var(--line);border-radius:18px;overflow:hidden}.table th,.table td{padding:12px 14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.table th{background:#f8fbff;color:#0f2d53}.footer{background:#07162e;color:#dbeafe;margin-top:40px}.footer .container{padding:34px 0}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:26px}.footer img{height:70px;width:auto;filter:none}.footer a{color:#fff;text-decoration:underline;text-underline-offset:3px}.legal{font-size:13px;color:#bcd4ee}.sticky-call{position:fixed;right:18px;bottom:18px;z-index:80}.sticky-call a{box-shadow:0 14px 34px rgba(248,177,30,.32)}.tag{display:inline-block;background:#eef8ff;color:#075fd6;border:1px solid #cfeffc;border-radius:999px;padding:6px 10px;font-size:12px;font-weight:900;margin:3px}.callout-row{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:18px 0}.callout-row div{background:#f8fbff;border:1px solid var(--line);border-radius:18px;padding:16px}.hero-logo{height:100px;width:auto;margin-bottom:14px}@media(max-width:900px){.hero-grid,.grid-2,.trust-grid,.cards,.footer-grid,.callout-row{grid-template-columns:1fr}.list-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.navlinks{display:none}.nav .container{height:72px}.brand img{height:50px}.hero{padding-top:36px}.hero-card{padding:22px}.sticky-call{left:12px;right:12px}.sticky-call .btn{width:100%}}@media(max-width:520px){.list-grid{grid-template-columns:1fr}.top .container{justify-content:center;text-align:center}.actions .btn{width:100%}.article{border-radius:20px;padding:24px 18px}.hero-logo{height:74px}}